The maximum paid by Sun Life Financial per policy year on the insured portion of the Dental Plan is $750.
1.Percentage of Provincial Dental Fee Guide Cost for General Practitioners (in the province where service was performed).
2.Recall exams, cleaning/polishing, bitewing x-rays, oral hygiene instruction and the application of fluoride are covered once per 9 months. Scaling and root planing are both covered up to 4 units per policy year. A complete exam (sometimes called a new patient exam) is only covered once per 36 months.
3.The extraction of impacted teeth is considered to be part of preventative services by Sun Life. The Studentcare Dental Network reduction, however, will be 20% as this is considered oral surgery in the Provincial Dental Fee Guide for General Practitioners.
4.Fillings in amalgam (metal) are covered for all teeth. Composite (white) fillings are covered for the front teeth and pre-molars only. If you choose to have your back (posterior) teeth filled in composite, your claim will be reimbursed according to the amalgam fee.
5.Certain maximums exist. Contact Studentcare for more details.
Certain exclusions and limitations may apply. Prior to dental treatment for work that is expected to cost $300 or more, students should submit a treatment plan (obtained from your dentist) to Sun Life Assurance Company of Canada for approval.
Note: Services performed by an orthodontist aren’t covered by the Dental Plan.